Category: Borrower Protection | LEXLAW Solicitors & Barristers

Miniature family home with house keys, financial documents, calculator and hourglass representing time to avoid mortgage repossession.

Section 36 AJA 1970: Delay Mortgage Repossession

Behind on your mortgage and facing a court date? Learn how the court can give you more time, what evidence persuades a judge and why bridging loans are treated differently.

Post date 8 October 2026
Post author By LEXLAW Solicitors & Barristers
Post categories In Banking Dispute Resolution Service, Borrower Protection, Bridging, Bridging Finance, Bridging Loan, Contractual Dispute, Contractual duties, County Court, Court of Appeal, High Court, Property Litigation
Tags Administration of Justice Act 1970, bridging loan default, mortgage arrears, mortgage possession order, mortgage repossession, possession hearing, Pre-Action Protocol, section 36, suspend possession order, warrant of possession

Primary Keywords Mis-sold bridging loans solicitors Bridging loan mis-selling claims Lexlaw Unfair bridging loan penalties lawyers Long-Tail Keywords Lexlaw mis-sold bridging loan solicitors London Defend against bridging loan default charges Mis-sold bridging finance broker disputes UK Bridging loan unenforceable interest rates Lexlaw

“Bridging Loan borrowers sucked into the MFS Vortex” (The Times)

Our client, Dr Elizabeth Donald represented by Jaron Dosanjh, told The Times that MFS’s collapse had been a “nightmare” in regards to her personal portfolio. Barclays, Santander and Wells Fargo are some of the institutions thought to be caught up in the Mayfair lender’s collapse — but what about individuals? Article by James Hurley, Assistant Business Editor, The Times

Post date 21 March 2026
Post author By LEXLAW Solicitors & Barristers
Post categories In Banking Law, Barclays, Borrower Protection, Bridging, Bridging Finance, Bridging Loan, Case Study, Financial Mis-selling, Financial Services Litigation, Insolvency Litigation, Litigation, Media, Short Term Lending, Unfair Relationship Claims
Tags Banking Law, Bath & West, Black & White Bridging, Bridging, bridging finance dispute, Bridging Loan, Bridging Loan Mis-selling Claim, Financial Services, Jaron Dosanjh, Litigation, Mis-selling, TwinWin

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Are Funding Circle’s Personal Guarantees Enforceable?

Funding Circle personal guarantees are under legal scrutiny, with a High Court case questioning their enforceability. Many business owners face enforcement actions following loan transfers to Azzurro Associates. This article explores the implications, risks, and potential legal defences available to guarantors.

Post date 18 February 2025
Post author By Hamza Chaudhry
Post categories In Borrower Protection, Breach of Contract, Bridging Finance, Bridging Loan, Case Law, Civil Litigation, High Court, Insolvency, Legal Representation and Counsel, Litigation, News, Statutory Demands, Winding-up Petitions
Tags bankruptcy annulment, Challenge Debt, Debt Defence Lawyer, Debt Enforcement, Insolvency, Personal Guarantee, Winding Up Petition

mis-sold bridging loan lending solicitors advice

Case Study: Lender Default Charge of £150k+ Completely Defeated

Summary of one of our successes in defeating aggressive bridging lender misconduct over default penalty charges and threats to appoint LPA Receivers and commence Possession proceedings.

Post date 16 June 2022
Post author By LEXLAW Solicitors & Barristers
Post categories In Banking Law, Borrower Protection, Bridging Finance, Bridging Loan, Case Study, Civil Litigation, Financial Mis-selling
Tags Banking Law, bridging finance dispute, Bridging Loan Mis-selling Claim, Case Study, Litigation, Mis-selling, Success

london solicitor high court litigation second opinion

German company commences High Court litigation over unpaid Letter of Credit

A Letter of Credit is an irrevocable written commitment by a Bank to make payment to a seller, in connection with the export of specific goods, against the presentation of specified documents identified in the Letter of Credit and relating to those goods. If you have a dispute about a documentary credit our expert UK lawyers can assist.

Post date 27 October 2020
Post author By Jaron Dosanjh
Post categories In Banking Law, Bill of Lading, Borrower Protection, Breach of Contract, Civil Litigation, High Court, Letter of Credit, Litigation, News
Tags Claim form, Documentary credit, High Court litigation, Letters of Credit, Second Opinion

Bridging Loans: When are interest rates & charges unfair?

Bridging loans are a complex subject matter and which most generalist lawyers simply won’t be familiar with or understand to a level adequate enough to be able to recognise and formulate a mis-selling claim. Our financial services litigation team will ensure your bridging finance mis-selling claim achieves the best possible result in terms of putting you back in the position your business would have been in but for the mis-sold short term loan.

Post date 23 July 2020
Post author By Jaron Dosanjh
Post categories In Borrower Protection, Bridging Finance, Bridging Loan, Civil Litigation, Contractual duties, Court of Appeal, Financial Mis-selling, High Court, Litigation, Short Term Lending
Tags Advice for Borrowers, Bridging Loan Mis-selling Claim, Consumer Credit Act, Default Administration Fee

rcj royal courts of justice exterior lexlaw litigation tax winding up lawyers

Property developer loses £multi-million RBS claim: Lessons for future claimants

Judge Timothy Kerr handed down judgment yesterday in the case of Oliver Dean Morley (trading as Morley Estates) v. The Royal Bank of Scotland PLC (case number HC-2017-002318).…

Post date 28 January 2020
Post author By Jaron Dosanjh
Post categories In Banking Law, Borrower Protection, Civil Litigation, Derivatives, Financial Mis-selling, Financial Services Litigation, Fixed Rate Loans, Global Restructuring Group, HM Treasury, IRHP Reviews, Litigation, Media, News, RBS, Westregister
Tags Civil Litigation, Claims against Banks, Disclosure, High Court, RBS, SMEs, Treasury

Financial Ombudsman increases award limit to £350,000

From 1 April 2019, the Financial Ombudsman Service (FOS) can make awards against regulated firms of up to £350,000, which represents an increase of 133%. The following award…

Post date 28 March 2019
Post author By Sophia Hanif
Post categories In Banking Dispute Resolution Service, Banking Law, BBRS, Borrower Protection, Derivatives, FCA, Financial Ombudsman Service, FOS, News, Uncategorized
Tags Banks, Barclays, BBRS, Business Banking Resolution Service, EFG Loan Mis-selling, Financial Advice, Financial Conduct Authority, Financial Ombudsman Service, Financial Services, Financial Services Authority, FOS, Lloyds, Mis-selling, RBS

Lexlaw litigation solicitor parliament appg fair business banking

APPG on Fair Business Banking: Improve SMEs access to justice and establish a Financial Services Tribunal

The APPG on Fair Business Banking launched their highly anticipated dispute resolution report on 11 July 2018. The report, authored by Kevin Hollinrake MP and undertaken by the Centre…

Post date 12 July 2018
Post author By Jaron Dosanjh
Post categories In Banking Dispute Resolution Service, Banking Law, Barclays, BDRS, Borrower Protection, Derivatives, FCA, Financial Mis-selling, Financial Ombudsman Service, Financial Services Litigation, Financial Services Tribunal, Fixed Rate Loans, Fraud, Global Restructuring Group, Insolvency, IRHP Reviews, Litigation, Lloyds, Media, News, Parliament, RBS
Tags banking dispute resolution service, Banking Law, Banks, Barclays, bdrs, Derivatives, FCA, Financial Conduct Authority, Financial Ombudsman Service, Financial Regulation, Financial Services, FSA, Global Restructuring Group, GRG, Interest Rate Swaps, IRHP, Litigation, Media, Mis-selling, NatWest, RBS, Swaps Mis-selling

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“Banks, Frauds and Accomplices”: Police and Crime Commissioner rebukes Lloyds & large-scale UK banking fraud beyond HBOS scandal

Ali Akram and Jaron Dosanjh attended Parliament on LEXLAW’s behalf at the New City Agenda Event, Tuesday 10th July 2018, Committee Room 14, House of Commons

Post date 10 July 2018
Post author By Jaron Dosanjh
Post categories In Banking Law, Barclays, Borrower Protection, FCA, Financial Mis-selling, Financial Ombudsman Service, Financial Services Litigation, Financial Services Tribunal, Fraud, Global Restructuring Group, GRG Review, Lloyds, Media, News, Parliament, RBS, White Collar Crime
Tags Banking Law, Barclays, Clydesdale Bank, FCA, Financial Conduct Authority, Financial Ombudsman Service, Financial Regulation, FSA, GRG, Lloyds, NatWest, Yorkshire Bank

Section 36 AJA 1970: Delay Mortgage Repossession

“Bridging Loan borrowers sucked into the MFS Vortex” (The Times)

Are Funding Circle’s Personal Guarantees Enforceable?

Case Study: Lender Default Charge of £150k+ Completely Defeated

German company commences High Court litigation over unpaid Letter of Credit

Bridging Loans: When are interest rates & charges unfair?

Property developer loses £multi-million RBS claim: Lessons for future claimants

Financial Ombudsman increases award limit to £350,000

APPG on Fair Business Banking: Improve SMEs access to justice and establish a Financial Services Tribunal

“Banks, Frauds and Accomplices”: Police and Crime Commissioner rebukes Lloyds & large-scale UK banking fraud beyond HBOS scandal

Section 36 AJA 1970: Delay Mortgage Repossession

Have you been served with a Charging Order?

Insolvent Company Directors’ Personal Liability: BTI v Sequana Explained

York SD Ltd and Others v HMRC: What the Rooftop Solar EIS Appeal Means for Investors and Companies

Preparation for Mediation in UK